The HSA calculator helps you add up your HSA-eligible expenses, see how much you can save by putting pre-tax money in your account, and find out how much your savings can grow over the years.

Your Health Care Expenses (Out-of-Pocket)		Estimated Yearly Cost
Medical (Office visits, X-rays, diagnostic tests, mental health care, testing devices, syringes, crutches, other durable medical equipment, etc.)		$
Prescriptions, Over-the-Counter Drugs, and Supplies (Out-of-pocket prescription drug costs, allergy medicines, smoking cessation products, at-home screening tests, diabetes supplies, contact lens solution, etc.)		$
Dental (Office visits, braces, crowns, fillings, X-rays, etc.)		$
Vision (Eye exams, glasses, contacts, laser surgery, etc.)		$
	Total Out-of-Pocket Estimated Expenses:	$0

Your Contributions
Employer Contribution (The amount your employer contributes to your Health Savings Account.)	$
Your Suggested Contribution (Health Savings Accounts allow you to contribute not only to planned health care expenses, but also for the long-term. We recommend that you contribute roughly 120% of your total out-of-pocket expenses to cover your current needs and save for the future. But remember, you can’t contribute more than the IRS-allowed limit.)	$

Income & Expected Return
Your Annual Income (Annual Income is used to estimate your tax liability.)		$
Expected Return (Use the rough estimate, which is based on general market performance – or you can change the percentage if you want to.)		%
Years to Retirement (Enter the number of years your HSA can grow before you retire.)
	Adjusted Annual Income (Your Annual Income minus your contribution amount.)	$0
	Tax Savings (Tax savings based on the amount you contribute to an HSA.)	$0
	Estimated Yearly Roll-Over Amount (Contributions from all sources minus your expected expenses.)	$0
	Estimated Long-Term Savings (At retirement, your estimated rollover will grow to this amount based on your expected return and years to retirement. You can use the money tax-free for eligible health care expenses, or you can pay taxes on the money if you wish to withdraw it for other purposes.)	$0