Almost everyone can save money on out-of-pocket expenses with a health care spending account. Health Savings Accounts are helpful for some people, while the Flexible Spending Account is more suited to others. This quiz can help you find out which account fits your life… and your style.

	Do you get health insurance through an employer?		Yes		No
	Do you consider yourself good at setting aside money for future expenses?		Yes		No
	Are your annual medical expenses fairly predictable?		Yes		No
	Would you be comfortable with a higher deductible if your monthly health plan premiums were lower?		Yes		No
	Are you more concerned with saving money on this year's expenses or saving tax-free dollars for the future?		This Year
			Future
	Will you retire in the next five years?		Yes		No